7365 Samuel Lord Dr

Chagrin Falls, Ohio, 44023

HybridpendingSells Oct 18, 2026 · in 8 days

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Beds: 4
Baths: 3
SqFt: 2,718
Lot Size: 72,745
Year Built: 1959
APN: 02-044000

Property Type: Sfr
Distressed: Pre-Foreclosure
Vacant: No
Owner Type: Individual
Owner Status: Owner Occupied
Length of Ownership: 21 Years
Purchase Method: Cash Purchase
County: Geauga

Value

Estimated Value: $425,000
County Market Value: $274,700; 2025
Assessed Value: $96,150; 2025

Mortgage & Debt

Open Mortgages: 1
Estimated Balance: $210,000
Lien Flags: None recorded; RealEstateAPI flags · not a lien search

Last Sale

Document Type: Other

Opportunity

Opening Bid: $200,000
Bid / Value: 47%; of $425,000
Property Tax 2025: $4,858; annual bill · not the amount owed
Equity (est.): $297,323; 69%
Monthly Rent: $1,620; Suggested rent
Gross Yield: 4.57%

Opening bid

$200,000

Assessed value

$96,150

Land $31,150Improvement $65,000

Market / AVM

$425,000

Property tax 2025

$4,858

Annual bill — the sale list gives no amount owed

Property facts enriched via realestateapi · 9/29/2026

Ownership Information

Owner 1 Name: Richard T Brown Jr
Owner 2 Name: Diane Sigel Brown
Mailing Address: 7365 Samuel Lord Dr, Chagrin Falls, OH 44023
Owner Type: Individual
Corporate Owned: No

Property Characteristics

Total Rooms: 9

Deal analysis

Recorded	Document	Notice	Auction Date	Opening Bid	Judgment	Lender	Active
08/24/2026	Notice of Foreclosure Sale	FOR	09/24/2026	$200,000	$200,000		No
05/26/2008	Notice of Foreclosure Sale	FOR	07/03/2008	$146,667	$146,667	WASHINGTON MUTUAL BANK	No
03/11/2026	Notice of Foreclosure Sale	FOR	04/23/2026	$200,000	$200,000		No

Recorded	Position	Amount	Type	Lender	Rate	Rate Type	Term	Maturity	Doc #
08/31/2006	First	$210,000	Conventional	Washington Mutual Bank Fa	8.21%	Fixed Rate	360	09/01/2036	200600747768

Recorded	Position	Amount	Type	Lender	Rate	Rate Type	Term	Maturity	Doc #	Open
08/31/2006	First	$210,000	Conventional	Washington Mutual Bank Fa	8.21%	Fixed Rate	360	09/01/2036	200600747768	Yes
09/13/2005		$162,500	Negative Amortization	Americas Wholesale Lender	1.25%	Adjustable Rate	360	10/01/2035	200500726081	No

Sale Date	Recorded	Amount	Document	Arm's Length	Method	Buyer	Seller
	09/13/2005		Other	No	Cash Purchase	Richard T Brown Jr, Diane Sigel Brown	Diane Sigel Brown
06/08/1995	06/08/1995	$125,000	Deed	Yes	Cash Purchase	Diane Brown	Herbert C Neides

Your maximum bid

$251,025

Walk away above this. Projected profit at the ceiling: $127,500 (30% of ARV).

Opening bid $200,000

Room to bid $51,025

Confidence: medium — ARV from a provider market estimate, not comps.

History-guided suggestion

$210,369

Under max by $40,656

≤ oracle maxBid

Co-pilot target using recorded auction history. Never above your maximum bid.

History sample

—

Median sold

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p(redeem) prior

—

No historical bucket for OH|Hybrid; suggestion uses oracle only.

Your assumptions

After-repair value (ARV)

Override the derived estimate with real comps

Rehab budget

You cannot inspect before bidding — budget for the worst plausible condition

Known surviving liens

Municipal code enforcement, special assessments, federal tax liens

Target margin — 30%

Required profit as a share of ARV. 30% is a common floor for tax-sale flips.

How that number is built

Provider market estimate of $425,000. This is an as-is valuation, not an after-repair one — enter your own comparable-sales figure if the property needs work.

After-repair value: $425,000
Selling costs on exitassumed 8.0% of ARV — agent commission plus seller-side closing.: −$34,000
Rehabassumed No rehab budget entered — assumed $0. Tax-sale parcels are sold unseen and un-inspected; this is rarely correct.: −$0
Quiet title (required)assumed Midpoint of the typical OH range ($1,800–$5,000, ~5 months).: −$3,400
Deed recording and transferassumed Typical OH recording and deed issuance cost.: −$150
Holding costs (14 months)assumed Taxes, insurance, and securing the property at ~$638/month.: −$8,925
Surviving liensassumed Assumed $0 — not verified. Municipal code-enforcement liens, special assessments, and federal tax liens can survive the sale.: −$0
Target profit (30% of ARV): −$127,500
Maximum bid: $251,025

Before you bid

Rehab is assumed to be $0. You cannot inspect these properties before bidding — budget for the worst plausible condition.
Surviving liens assumed $0. THE FIRST SALE HAS A MARKET-VALUE FLOOR, WHICH IS WHY MOST OHIO PARCELS SHOW NO BID ROOM. R.C. 5721.19(A) lets the court order a parcel sold "without appraisal, for not less than either of the following: (1) The fair market value of the parcel, as determined by the county auditor, plus the costs incurred in the foreclosure proceeding" — or the total of the finding plus costs. Where the court picks the first, the minimum bid is market value and there is no discount to win. A max bid below the opening bid is the statute working, not a data error.
Farmland enrolled in Ohio's CAUV programme is assessed on its current agricultural use value rather than market value (R.C. 5713.31), and the two differ by an order of magnitude on development-fringe land. Dividing a CAUV assessment by 0.35 returns roughly the agricultural value, not what the parcel would sell for — it understates, which is the safe direction, but it makes a genuinely valuable parcel look worthless. Most of the Ohio inventory sits in rural counties where enrolment is common, so check the auditor's record for a CAUV flag before accepting a low derived ARV.

7365 Samuel Lord Dr

Value

Mortgage & Debt

Last Sale

Opportunity

Ownership Information

Property Characteristics

7365 Samuel Lord Dr

Value

Mortgage & Debt

Last Sale

Opportunity

Ownership Information

Property Characteristics

Building Size

Land/Location Information

Legal Description

Tax Assessment Information

Last Non-Arm's Length Ownership Transfer

Recording Information

Buyer/Seller Information

Last Arm's Length Sale Information

Recording Information

Buyer/Seller Information

Distress Flags

Foreclosure Filings

Area

Fair Market Rents

Tax Assessment Information

Open Mortgages

Mortgage History

Sale History

County records

Geauga County rules

Historical comps

Verify before you bid