712 Winthrop St

Avon Park, Florida, 33825

Tax DeedpendingSells Oct 7, 2026 · 3 days ago

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Beds: 3
Baths: 1
SqFt: 1,195
Lot Size: 13,300
Year Built: 1959
APN: A-15-33-28-010-0460-0000

Property Type: Sfr
Distressed: Pre-Foreclosure, Auction
Vacant: Yes
Owner Type: Individual
Owner Status: Owner Occupied
Length of Ownership: 5 Years 1 Month
Purchase Method: Financed
County: Highlands

Value

Estimated Value: $183,000
County Market Value: $132,766; 2024
Assessed Value: $132,766; 2025

Mortgage & Debt

Open Mortgages: 1
Estimated Balance: $148,989
Lien Flags: None recorded; RealEstateAPI flags · not a lien search

Last Sale

Public Record: $145,000; 09/20/2021
Document Type: Warranty Deed

Opportunity

Opening Bid: $163,684
Bid / Value: 89%; of $183,000
Property Tax 2024: $1,164; annual bill · not the amount owed
Equity (est.): $48,505; 26%
Monthly Rent: $1,565; Suggested rent
Gross Yield: 10.26%

Opening bid

$163,684

Assessed value

$132,766

Land $4,662Improvement $128,104

Market / AVM

$183,000

Property tax 2024

$1,164

Annual bill — the sale list gives no amount owed

Property facts enriched via realestateapi · 10/5/2026

Ownership Information

Owner 1 Name: Kerianne Bass
Mailing Address: 712 Winthrop St, Avon Park, FL 33825
Owner Type: Individual
Corporate Owned: No

Property Characteristics

Bedrooms: 3
Total Bathrooms: 1
Air Conditioning Type

Deal analysis

Recorded	Document	Notice	Case #	Auction Date	Default Amount	Lender	Trustee	Trustee Phone	Active
09/19/2026	Notice of Foreclosure Sale	FOR		10/07/2026		TOWNE MORTGAGE COMPANY	JEROME KASZUBOWSKI	863-402-6565	No
08/21/2026	Foreclosure Judgment Entered	JF	26000168GCAX	10/07/2026	$163,683	TOWNE MORTGAGE CO	DE CUBAS & LEWIS PA	954-453-0365	No
04/02/2026	LisPendens	NOL				TOWNE MORTGAGE COMPANY	De Cubas and Lewis P A	954-453-0365	No

Recorded	Position	Amount	Type	Lender	Term	Maturity	Doc #
09/20/2021	First	$148,989	Conventional	Metroplex Mortgage Services Inc	360	10/01/2051	2054458

Recorded	Position	Amount	Type	Lender	Term	Maturity	Doc #	Open
09/20/2021	First	$148,989	Conventional	Metroplex Mortgage Services Inc	360	10/01/2051	2054458	Yes
02/19/2026		$148,989		Not Provided				No
09/29/2015		$61,000	Conventional	Suntrust Mortgage Inc	360	10/01/2045	1789196	No

Sale Date	Recorded	Amount	Document	Doc #	Arm's Length	Method	Buyer	Seller
09/20/2021	09/20/2021	$145,000	Warranty Deed	2054458	Yes	Financed	Kerianne B Bass	Maria G Gutierrez
09/18/2015	09/29/2015		Intrafamily Transfer	1789195	No	Cash Purchase	Maria G Gutierrez	Jose J Gamez, Maria G Gutierrez
12/12/2005	12/21/2005		Intrafamily Transfer	1366527	No	Financed

Your maximum bid

$107,639

Do not bid — the numbers do not clear your margin.

Opening bid $163,684

Room to bid -$56,045

Confidence: medium — ARV from a provider market estimate, not comps.

History-guided suggestion

Pass

History + oracle say stay out or wait — do not chase.

History sample

—

Median sold

—

p(redeem) prior

—

No historical bucket for FL|Tax Deed; suggestion uses oracle only.
Oracle says no-bid — suggestion is pass.

Your assumptions

After-repair value (ARV)

Override the derived estimate with real comps

Rehab budget

You cannot inspect before bidding — budget for the worst plausible condition

Known surviving liens

Municipal code enforcement, special assessments, federal tax liens

Target margin — 30%

Required profit as a share of ARV. 30% is a common floor for tax-sale flips.

How that number is built

Provider market estimate of $183,000. This is an as-is valuation, not an after-repair one — enter your own comparable-sales figure if the property needs work.

After-repair value: $183,000
Selling costs on exitassumed 8.0% of ARV — agent commission plus seller-side closing.: −$14,640
Rehabassumed No rehab budget entered — assumed $0. Tax-sale parcels are sold unseen and un-inspected; this is rarely correct.: −$0
Quiet title (required)assumed Midpoint of the typical FL range ($1,800–$5,000, ~5 months).: −$3,400
Deed recording and transferassumed Typical FL recording and deed issuance cost.: −$500
Holding costs (7 months)assumed Taxes, insurance, and securing the property at ~$275/month.: −$1,922
Surviving liensassumed Assumed $0 — not verified. Municipal code-enforcement liens, special assessments, and federal tax liens can survive the sale.: −$0
Target profit (30% of ARV): −$54,900
Maximum bid: $107,639

Before you bid

Rehab is assumed to be $0. You cannot inspect these properties before bidding — budget for the worst plausible condition.
Surviving liens assumed $0. Governmental liens (municipal code enforcement, some special assessments) can survive a Florida tax deed — check the specific municipality.
The opening bid of $163,683.59 is already above your ceiling of $107,638.5.

712 Winthrop St

Value

Mortgage & Debt

Last Sale

Opportunity

Ownership Information

Property Characteristics

712 Winthrop St

Value

Mortgage & Debt

Last Sale

Opportunity

Ownership Information

Property Characteristics

Building Size

Land/Location Information

Legal Description

Tax Assessment Information

Last Non-Arm's Length Ownership Transfer

Recording Information

Buyer/Seller Information

Last Arm's Length Sale Information

Recording Information

Buyer/Seller Information

First Mortgage Information

Distress Flags

Foreclosure Filings

Area

Fair Market Rents

Tax Assessment Information

Open Mortgages

Mortgage History

Sale History

County records

Highlands County rules

Historical comps

Verify before you bid