405 W Harrison Ave

Harlingen, Texas, 78550

Redeemable DeedpendingSells Oct 6, 2026 · in 5 days

View on map ↗

Opening bid

$7,810

Assessed value

$61,775

Land $28,000Improvement $35,219

Market / AVM

$61,775

Taxes owed

—

Parcel number: 15-0000-0840-0100-00
Case number: 2023-DCL-05611
Land use: Commercial
Building: 1,250 sqft
Acreage: 0.08
Lot size: 3,522 sqft
Year built: 1940
Owner of record: Castillo Maria Idolina M

Property facts enriched via realestateapi · 9/29/2026

Aerial view of 405 W Harrison Ave — the parcel

Aerial view of 405 W Harrison Ave — what is around it

Site & surroundings

Physical conditions that affect value and rarely appear on a listing.

UP Brownsville Subdivision (2 nearby)738 ft from parcel centre
Active freight track on a mainline. Noise, vibration and horn use at crossings — check where the nearest crossing is before assuming quiet.
Railway line (4 nearby)0.2 mi from parcel centre
Active freight track. Noise, vibration and horn use at crossings — check where the nearest crossing is before assuming quiet.
23% of homes vacant year-round in Census Tract 109
185 of 793 units sit empty outside seasonal use. High vacancy is an exit-risk signal rather than a price signal — the question is whether there is a buyer at any price, not what the price is.
Brownsville Subdivision0.4 mi from parcel centre
Active freight track. Noise, vibration and horn use at crossings — check where the nearest crossing is before assuming quiet.

Context

38% owner-occupied
Renters are the majority here. A retail resale is possible but the investor bid is what sets the floor.

Property detail

RealEstateAPI PropertyDetail · Every populated field, as returned · 119 values

Summary(14)

Id	36,195,864
Flood zone	Yes
Free clear	Yes
High equity	Yes
Property type	OTHER
Absentee owner	Yes
Equity percent	100
Flood zone type	X
Investor buyer	Yes
Estimated value	$61,775

County records

Official appraiser / assessor — free, always available. Copy the parcel number if the link opens a search page.

Cameron CAD search ↗search: 15-0000-0840-0100-00
Property Search and Pay Property Taxes ↗search: 15-0000-0840-0100-00
Tax Sale Properties ↗search: 15-0000-0840-0100-00
Recorded Document Search ↗search: 15-0000-0840-0100-00
Google Maps (parcel / address search) ↗

Cameron County rules

Sale type: Redeemable Deed
Redemption: 2 years for homestead/ag/mineral properties; 6 months for all other property
Return if redeemed: 25% penalty in year one, 50% in year two (homestead/ag); 25% flat for the 6-month category
Statute: Texas Tax Code Title 1, Subtitle E, Ch. 34

Full county profile →

Historical comps

No historical bucket for TX|Redeemable Deed

No recorded comps yet for this state/sale type. Run deedpilot-copilot import-history --deep and build-history-index.

Index 2026-08-01 · 87,879 total recorded outcomes

Liens that survive

HOA/POA liens can survive a Texas tax sale if the association recorded its lien and was not properly joined/notified. Federal tax liens survive (IRS rights). Post-judgment taxes and unjoined municipal liens may remain — search deed records before bidding.

Quiet title

Not legally mandatory, but title companies generally require a completed suit to quiet title before insuring, because of statutory redemption rights and possible un-joined lienholders.

Verify before you bid

This record was compiled from the published sale list. Parcels are pulled, redeemed, and re-priced up to the moment of sale. Confirm the lot is still in the sale, and confirm the opening bid, directly with the county.

Cameron County Tax Assessor-Collector ↗

Deal analysis

Your maximum bid

$33,852

Walk away above this. Projected profit at the ceiling: $18,533 (30% of ARV).

Opening bid $7,810

Room to bid $26,042

Confidence: medium — ARV from a provider market estimate, not comps.

History-guided suggestion

$16,873

Under max by $16,979

≤ oracle maxBid

Co-pilot target using recorded auction history. Never above your maximum bid.

History sample

—

Median sold

—

p(redeem) prior

—

No historical bucket for TX|Redeemable Deed; suggestion uses oracle only.

Your assumptions

After-repair value (ARV)

Override the derived estimate with real comps

Rehab budget

You cannot inspect before bidding — budget for the worst plausible condition

Known surviving liens

Municipal code enforcement, special assessments, federal tax liens

Target margin — 30%

Required profit as a share of ARV. 30% is a common floor for tax-sale flips.

How that number is built

Provider market estimate of $61,775. This is an as-is valuation, not an after-repair one — enter your own comparable-sales figure if the property needs work.

After-repair value: $61,775
Selling costs on exitassumed 8.0% of ARV — agent commission plus seller-side closing.: −$4,942
Rehabassumed No rehab budget entered — assumed $0. Tax-sale parcels are sold unseen and un-inspected; this is rarely correct.: −$0
Quiet title (required)assumed Midpoint of the typical TX range ($1,800–$5,000, ~5 months).: −$3,400
Deed recording and transferassumed Typical TX recording and deed issuance cost.: −$400
Holding costs (7 months)assumed Taxes, insurance, and securing the property at ~$93/month.: −$649
Surviving liensassumed Assumed $0 — not verified. Municipal code-enforcement liens, special assessments, and federal tax liens can survive the sale.: −$0
Target profit (30% of ARV): −$18,533
Maximum bid: $33,852

If the owner redeems

Flat penalty

25%

You'd receive

$8,463

Window

730 days

A 25% flat penalty applies if the owner redeems. It is a penalty, not annual interest — the rate does not change with how early they redeem.

homestead and agricultural-use property (2 years); all other property is 180 days

Quoted elsewhere as 51% annualised — true only if they redeem on the last possible day and you immediately redeploy the capital. Treat the flat penalty as the real number.

Before you bid

Rehab is assumed to be $0. You cannot inspect these properties before bidding — budget for the worst plausible condition.
Surviving liens assumed $0. The 180-day vs 2-year window turns on the property's use at the time of sale, which the sale list does not state — treat any homestead-looking residential parcel as potentially 2-year.

AI risk brief

Reads this parcel against CameronCounty's rules and flags what could go wrong — surviving liens, redemption exposure, title cost, and the facts we don't have. Takes about 35 seconds; the result is saved, so opening this lot again is instant.

Site & surroundings

Physical conditions that affect value and rarely appear on a listing.

UP Brownsville Subdivision (2 nearby)738 ft from parcel centre

Active freight track on a mainline. Noise, vibration and horn use at crossings — check where the nearest crossing is before assuming quiet.

Railway line (4 nearby)0.2 mi from parcel centre

Active freight track. Noise, vibration and horn use at crossings — check where the nearest crossing is before assuming quiet.

23% of homes vacant year-round in Census Tract 109

185 of 793 units sit empty outside seasonal use. High vacancy is an exit-risk signal rather than a price signal — the question is whether there is a buyer at any price, not what the price is.

Brownsville Subdivision0.4 mi from parcel centre

Active freight track. Noise, vibration and horn use at crossings — check where the nearest crossing is before assuming quiet.

Context

38% owner-occupied

Renters are the majority here. A retail resale is possible but the investor bid is what sets the floor.

36,195,864

Flood zone

Yes

Free clear

Yes

High equity

Yes

Property type

OTHER

Absentee owner

Yes

Equity percent

100

Flood zone type

Investor buyer

Yes

Estimated value

$61,775

Deal analysis

Your maximum bid

$33,852

Walk away above this. Projected profit at the ceiling: $18,533 (30% of ARV).

Opening bid $7,810

Room to bid $26,042

Confidence: medium — ARV from a provider market estimate, not comps.

History-guided suggestion

$16,873

Under max by $16,979

≤ oracle maxBid

Co-pilot target using recorded auction history. Never above your maximum bid.

History sample

—

Median sold

—

p(redeem) prior

—

No historical bucket for TX|Redeemable Deed; suggestion uses oracle only.

Your assumptions

After-repair value (ARV)

Override the derived estimate with real comps

Rehab budget

You cannot inspect before bidding — budget for the worst plausible condition

Known surviving liens

Municipal code enforcement, special assessments, federal tax liens

Target margin — 30%

Required profit as a share of ARV. 30% is a common floor for tax-sale flips.

How that number is built

Provider market estimate of $61,775. This is an as-is valuation, not an after-repair one — enter your own comparable-sales figure if the property needs work.

After-repair value: $61,775
Selling costs on exitassumed 8.0% of ARV — agent commission plus seller-side closing.: −$4,942
Rehabassumed No rehab budget entered — assumed $0. Tax-sale parcels are sold unseen and un-inspected; this is rarely correct.: −$0
Quiet title (required)assumed Midpoint of the typical TX range ($1,800–$5,000, ~5 months).: −$3,400
Deed recording and transferassumed Typical TX recording and deed issuance cost.: −$400
Holding costs (7 months)assumed Taxes, insurance, and securing the property at ~$93/month.: −$649
Surviving liensassumed Assumed $0 — not verified. Municipal code-enforcement liens, special assessments, and federal tax liens can survive the sale.: −$0
Target profit (30% of ARV): −$18,533
Maximum bid: $33,852

If the owner redeems

Flat penalty

25%

You'd receive

$8,463

Window

730 days

A 25% flat penalty applies if the owner redeems. It is a penalty, not annual interest — the rate does not change with how early they redeem.

homestead and agricultural-use property (2 years); all other property is 180 days

Quoted elsewhere as 51% annualised — true only if they redeem on the last possible day and you immediately redeploy the capital. Treat the flat penalty as the real number.

Before you bid

Rehab is assumed to be $0. You cannot inspect these properties before bidding — budget for the worst plausible condition.
Surviving liens assumed $0. The 180-day vs 2-year window turns on the property's use at the time of sale, which the sale list does not state — treat any homestead-looking residential parcel as potentially 2-year.

Apn	15-0000-0840-0100-00
Land use	Commercial
Lot acres	0.08
Lot number	10
Census block	1065
Census tract	010900
Property use	Commercial (General)
Subdivision	Harlingen Original Townsite (Vol 2 Pg 14
Lot depth feet	140
Lot width feet	25
Lot square feet	3,522
Property class	The general use for the property is for commercial purposes
Apn unformatted	1500000840010000
Census block group	5
Legal description	HARLINGEN ORIGINAL TOWNSITE LOT 10 BLK 84

Year	2,025
Tax amount	$1,197
Property id	36,195,864
Market value	$63,219
Assessed value	$61,775
Assessment year	2,025
Market land value	$28,000
Assessed land value	$28,000
Market improvement value	$35,219
Assessed improvement value	$35,219

Owner1 type	Other
Owner2 type	Other
Mail address · zip	78550
Mail address · city	Harlingen
Mail address · fips	48061
Mail address · zip4	6425
Mail address · house	401
Mail address · label	401 W Harrison Ave, Harlingen, TX 78550
Mail address · state	TX
Mail address · county	Cameron County
Mail address · street	Harrison
Mail address · address	401 W Harrison Ave
Mail address · carrier route	C069
Mail address · pre direction	W
Mail address · address format	S
Absentee owner	Yes
Owner1 full name	Castillo Maria Idolina M
Owner1 last name	Castillo Maria Idolina M
Owner2 full name	Dba Yerberia Nino De Atocha
Owner2 last name	Dba Yerberia Nino De Atocha
In state absentee owner	Yes

Fmr year	2023
Hud area code	METRO15180M15180
Hud area name	Brownsville-Harlingen, TX MSA
Median income	$41,961
Fmr efficiency	$640
Fmr one bedroom	$720
Fmr two bedroom	$910
Fmr four bedroom	$1,330
Fmr three bedroom	$1,180

Address · zip	78550
Address · city	Harlingen
Address · fips	48061
Address · zip4	6425
Address · house	405
Address · label	405 W Harrison Ave, Harlingen, TX 78550
Address · state	TX
Address · county	Cameron County
Address · street	Harrison
Address · address	405 W Harrison Ave
Address · street type	Ave
Address · carrier route	C090
Address · jurisdiction	Cameron County
Address · pre direction	W
Address · congressional district	34
Stories	1
Deck area	0
Latitude	26.19034779018658
Pool area	0
Longitude	-97.69917912049435
Patio area	0
Year built	1,940
Rooms count	0
Units count	0
Property use	Commercial (General)
Basement type	NO BASEMENT
Roof material	114
Lot square feet	3,498
Parking spaces	0
Buildings count	0
Property use code	135
Garage square feet	0
Living square feet	1,250
Partial bathrooms	0
Roof construction	197
Basement square feet	0
Building square feet	1,250
Price per square foot	0
Parcel account number	64798
Plumbing fixtures count	0
Basement square feet finished	0
Basement square feet unfinished	0

Ids	166073305, 167415923, 166419846, 700134304024, 36195864
Total owned	5
Total value	$886,042
Total equity	$852,553
Purchased last6mos	0
Purchased last12mos	0
Total mortgage balance	$33,489