4 Lavender Cir

Hilton Head Island, South Carolina, 29926

Redeemable DeedpendingSells Oct 5, 2026 · 4 days ago

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Beds: 4
Baths: 3
SqFt: 2,955
Lot Size: 6,534
Year Built: 2017
APN: R510 010 000 0655 0000

Property Type: Sfr
Distressed: No
Vacant: No
Owner Type: Individual
Owner Status: Owner Occupied
Length of Ownership: 2 Years 7 Months
Purchase Method: Cash Purchase
County: Beaufort

Value

Estimated Value: $1,082,000
County Market Value: $849,900; 2025
Assessed Value: $50,990; 2025

Mortgage & Debt

Open Mortgages: 0
Estimated Balance: $0
Lien Flags: None recorded; RealEstateAPI flags · not a lien search

Last Sale

Public Record: $849,900; 01/30/2024
MLS: $849,900
Document Type: Warranty Deed

Opportunity

Opening Bid: $15,381
Bid / Value: 1%; of $1,082,000
Property Tax 2025: $13,027; annual bill · not the amount owed
Equity (est.): $1,082,000; 100%
Monthly Rent: $2,490; Suggested rent
Gross Yield: 2.76%

Opening bid

$15,381

Assessed value

$50,990

Market / AVM

$1,082,000

Property tax 2025

$13,027

Annual bill — the sale list gives no amount owed

Property facts enriched via realestateapi · 10/1/2026

Ownership Information

Owner 1 Name: Johnathan Scott
Mailing Address: 4 Lavender Cir, Hilton Head Island, SC 29926
Owner Type: Individual
Corporate Owned: No

Property Characteristics

Total Rooms: 6
Bedrooms: 4
Total Bathrooms: 3

Deal analysis

Date	Status	Price	Days on Market	Agent	Office
12/29/2023	Off Market	$849,900	99	Shelly Gentile	Weichert Realtors Coastal Properties
01/05/2024	Pending	$849,900	138	Shelly Gentile	Weichert Realtors Coastal Properties
09/22/2023	Active	$849,900	103	Shelly Gentile	Weichert Realtors Coastal Properties

Recorded	Amount	Type	Lender	Term	Maturity	Doc #	Open
11/03/2020	$457,100	Conventional	Quicken Loans Llc	360	11/01/2050	2020064196	No

Sale Date	Recorded	Amount	Document	Doc #	Arm's Length	Method	Buyer	Seller
01/30/2024	02/01/2024	$849,900	Warranty Deed	2024004814	Yes	Cash Purchase	Johnathan Scott	Stephen P Hamilton, Kristen M Hamilton
05/11/2017	05/17/2017	$500,780	Warranty Deed	2017026408	Yes	Financed	Stephen P Hamilton, Kristen M Hamilton	Silver Moss Llc, Diane The Runner Llc

Your maximum bid

$628,238

Walk away above this. Projected profit at the ceiling: $324,600 (30% of ARV).

Opening bid $15,381

Room to bid $612,858

Confidence: medium — ARV from a provider market estimate, not comps.

History-guided suggestion

$235,394

Under max by $392,844

≤ oracle maxBid

Co-pilot target using recorded auction history. Never above your maximum bid.

History sample

—

Median sold

—

p(redeem) prior

—

No historical bucket for SC|Redeemable Deed; suggestion uses oracle only.

Your assumptions

After-repair value (ARV)

Override the derived estimate with real comps

Rehab budget

You cannot inspect before bidding — budget for the worst plausible condition

Known surviving liens

Municipal code enforcement, special assessments, federal tax liens

Target margin — 30%

Required profit as a share of ARV. 30% is a common floor for tax-sale flips.

How that number is built

Provider market estimate of $1,082,000. This is an as-is valuation, not an after-repair one — enter your own comparable-sales figure if the property needs work.

After-repair value: $1,082,000
Selling costs on exitassumed 8.0% of ARV — agent commission plus seller-side closing.: −$86,560
Rehabassumed No rehab budget entered — assumed $0. Tax-sale parcels are sold unseen and un-inspected; this is rarely correct.: −$0
Quiet title (required)assumed Midpoint of the typical SC range ($1,800–$5,000, ~5 months).: −$3,400
Deed recording and transferassumed Typical SC recording and deed issuance cost.: −$250
Holding costs (24 months)assumed Taxes, insurance, and securing the property at ~$1,623/month.: −$38,952
Surviving liensassumed Assumed $0 — not verified. Municipal code-enforcement liens, special assessments, and federal tax liens can survive the sale.: −$0
Target profit (30% of ARV): −$324,600
Maximum bid: $628,238

If the owner redeems

Flat penalty

You'd receive

$18,847

Window

365 days

A 3% flat penalty applies if the owner redeems. It is a penalty, not annual interest — the rate does not change with how early they redeem.

Quoted elsewhere as 12% annualised — true only if they redeem on the last possible day and you immediately redeploy the capital. Treat the flat penalty as the real number.

Before you bid

Rehab is assumed to be $0. You cannot inspect these properties before bidding — budget for the worst plausible condition.
Surviving liens assumed $0. THE PENALTY IS CAPPED AT THE OPENING BID. § 12-51-90 provides that interest due on redemption may not exceed the forfeited land commission's bid under § 12-51-55 — roughly taxes plus costs. The tiers above are therefore a ceiling reached only by a bid at or near the minimum; a purchase at several times the minimum collects the same capped sum, so the effective yield falls as the premium rises.
South Carolina's ratio depends on the property's CLASS, and this entry uses the 6% residual. A parcel actually carrying the 4% legal-residence ratio will have its ARV understated by a third here, which is the safe direction. A manufacturing or utility parcel assessed at 10.5% is the dangerous one: dividing by 0.06 overstates its value by roughly 1.75x. Confirm the class on the assessor's record before bidding on anything that is not ordinary residential or commercial land.

4 Lavender Cir

Value

Mortgage & Debt

Last Sale

Opportunity

Ownership Information

Property Characteristics

4 Lavender Cir

Value

Mortgage & Debt

Last Sale

Opportunity

Ownership Information

Property Characteristics

Building Size

Land/Location Information

Legal Description

Tax Assessment Information

Last Arm's Length Sale Information

Recording Information

Buyer/Seller Information

Distress Flags

Listing

MLS History

Area

Fair Market Rents

Tax Assessment Information

Mortgage History

Sale History

County records

Beaufort County rules

Historical comps

Verify before you bid