13006 Gail St

Beaufort, South Carolina, 29906

Redeemable DeedpendingSells Oct 5, 2026 · 3 days ago

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Beds: 3
Baths: 2
SqFt: 2,447
Lot Size: 16,341
Year Built: 1978
APN: R100 031 00B 0518 0000

Property Type: Sfr
Distressed: No
Vacant: No
Owner Type: Individual
Owner Status: Absentee (In State)
Length of Ownership: 4 Years 7 Months
Purchase Method: Financed
County: Beaufort

Value

Estimated Value: $472,000
County Market Value: $380,000; 2025
Assessed Value: $22,800; 2025

Mortgage & Debt

Open Mortgages: 1
Estimated Balance: $160,000
Lien Flags: None recorded; RealEstateAPI flags · not a lien search

Last Sale

Public Record: $320,000; 02/01/2022
MLS: $375,000; 10/16/2024
Document Type: Warranty Deed

Opportunity

Opening Bid: $8,247
Bid / Value: 2%; of $472,000
Property Tax 2025: $6,824; annual bill · not the amount owed
Equity (est.): $325,890; 69%
Monthly Rent: $1,836; Suggested rent
Gross Yield: 4.67%

Opening bid

$8,247

Assessed value

$22,800

Market / AVM

$472,000

Property tax 2025

$6,824

Annual bill — the sale list gives no amount owed

Property facts enriched via realestateapi · 10/1/2026

Ownership Information

Owner 1 Name: Geordy Delcid
Owner 2 Name: Dennia Rivera
Mailing Address: Po Box 14, Bluffton, SC 29910
Owner Type: Individual
Corporate Owned: No

Property Characteristics

Total Rooms: 8
Bedrooms: 3
Total Bathrooms

Deal analysis

Date	Status	Price	Days on Market	Agent	Office
10/16/2024	Closed	$375,000	1,222	Jami Pizzo	Tideland Realty Inc
05/24/2024	Off Market	$425,000	8
05/31/2024	Pending	$425,000	40
05/17/2024	Active	$425,000	12	Amanda Woolsey	The Cox Team Brokered by eXp
05/16/2022	Off Market	$375,000	0	Jami Pizzo-Rankin	Tideland Realty Inc

Recorded	Position	Amount	Type	Lender	Term	Maturity	Doc #
02/01/2022	First	$160,000	Conventional	Finance Of America Mortgage Llc	360	02/01/2052	2022007285

Recorded	Position	Amount	Type	Lender	Rate Type	Term	Maturity	Doc #	Open
02/01/2022	First	$160,000	Conventional	Finance Of America Mortgage Llc		360	02/01/2052	2022007285	Yes
12/30/2020		$200,000	Credit Line (Revolving) / HELOC	Palmetto State Bank	Variable	120	01/01/2031	2020078135	No
04/15/2002		$75,000	Credit Line (Revolving) / HELOC	Wachovia Bank Na	Variable	110	03/26/2012	2002024581	No

Sale Date	Recorded	Amount	Document	Doc #	Arm's Length	Method	Buyer	Seller
02/01/2022	02/03/2022	$320,000	Warranty Deed	2022007285	Yes	Financed	Jonathan Suk Chang, Lauren Hinter White	Sally A Moona

Your maximum bid

$271,998

Walk away above this. Projected profit at the ceiling: $141,600 (30% of ARV).

Opening bid $8,247

Room to bid $263,751

Confidence: medium — ARV from a provider market estimate, not comps.

History-guided suggestion

$102,868

Under max by $169,130

≤ oracle maxBid

Co-pilot target using recorded auction history. Never above your maximum bid.

History sample

—

Median sold

—

p(redeem) prior

—

No historical bucket for SC|Redeemable Deed; suggestion uses oracle only.

Your assumptions

After-repair value (ARV)

Override the derived estimate with real comps

Rehab budget

You cannot inspect before bidding — budget for the worst plausible condition

Known surviving liens

Municipal code enforcement, special assessments, federal tax liens

Target margin — 30%

Required profit as a share of ARV. 30% is a common floor for tax-sale flips.

How that number is built

Provider market estimate of $472,000. This is an as-is valuation, not an after-repair one — enter your own comparable-sales figure if the property needs work.

After-repair value: $472,000
Selling costs on exitassumed 8.0% of ARV — agent commission plus seller-side closing.: −$37,760
Rehabassumed No rehab budget entered — assumed $0. Tax-sale parcels are sold unseen and un-inspected; this is rarely correct.: −$0
Quiet title (required)assumed Midpoint of the typical SC range ($1,800–$5,000, ~5 months).: −$3,400
Deed recording and transferassumed Typical SC recording and deed issuance cost.: −$250
Holding costs (24 months)assumed Taxes, insurance, and securing the property at ~$708/month.: −$16,992
Surviving liensassumed Assumed $0 — not verified. Municipal code-enforcement liens, special assessments, and federal tax liens can survive the sale.: −$0
Target profit (30% of ARV): −$141,600
Maximum bid: $271,998

If the owner redeems

Flat penalty

You'd receive

$8,160

Window

365 days

A 3% flat penalty applies if the owner redeems. It is a penalty, not annual interest — the rate does not change with how early they redeem.

Quoted elsewhere as 12% annualised — true only if they redeem on the last possible day and you immediately redeploy the capital. Treat the flat penalty as the real number.

Before you bid

Rehab is assumed to be $0. You cannot inspect these properties before bidding — budget for the worst plausible condition.
Surviving liens assumed $0. THE PENALTY IS CAPPED AT THE OPENING BID. § 12-51-90 provides that interest due on redemption may not exceed the forfeited land commission's bid under § 12-51-55 — roughly taxes plus costs. The tiers above are therefore a ceiling reached only by a bid at or near the minimum; a purchase at several times the minimum collects the same capped sum, so the effective yield falls as the premium rises.
South Carolina's ratio depends on the property's CLASS, and this entry uses the 6% residual. A parcel actually carrying the 4% legal-residence ratio will have its ARV understated by a third here, which is the safe direction. A manufacturing or utility parcel assessed at 10.5% is the dangerous one: dividing by 0.06 overstates its value by roughly 1.75x. Confirm the class on the assessor's record before bidding on anything that is not ordinary residential or commercial land.

13006 Gail St

Value

Mortgage & Debt

Last Sale

Opportunity

Ownership Information

Property Characteristics

13006 Gail St

Value

Mortgage & Debt

Last Sale

Opportunity

Ownership Information

Property Characteristics

Building Size

Land/Location Information

Legal Description

Tax Assessment Information

Last Arm's Length Sale Information

Recording Information

Buyer/Seller Information

Distress Flags

Listing

MLS History

Area

Fair Market Rents

Tax Assessment Information

Open Mortgages

Mortgage History

Sale History

County records

Beaufort County rules

Historical comps

Verify before you bid