20945 Universal Ave

Eastpointe, Michigan, 48021

Tax DeedpendingSells Oct 14, 2026 · in 5 days

View on map ↗

Beds: 4
Baths: 1
SqFt: 1,198
Lot Size: 4,730
Year Built: 1943
APN: 02-14-31-377-028

Property Type: Sfr
Distressed: No
Vacant: No
Owner Type: Individual
Owner Status: Owner Occupied
Length of Ownership: 16 Years 2 Months
Purchase Method: Cash Purchase
County: Macomb

Value

Estimated Value: $167,000
County Market Value: $137,200; 2025
Assessed Value: $68,600; 2026

Mortgage & Debt

Open Mortgages: 1
Estimated Balance: $100,000
Lien Flags: None recorded; RealEstateAPI flags · not a lien search
Tax Delinquent Since: 2015

Last Sale

Public Record: $27,000; 06/11/2010
Document Type: Warranty Deed

Opportunity

Opening Bid: $8,822
Bid / Value: 5%; of $167,000
Property Tax 2025: $3,599; annual bill · not the amount owed
Equity (est.): $69,821; 41%
Monthly Rent: $1,790; Suggested rent
Gross Yield: 12.86%

Opening bid

$8,822

Assessed value

$68,600

Market / AVM

$167,000

Property tax 2025

$3,599

Annual bill — the sale list gives no amount owed

Property facts enriched via realestateapi · 9/29/2026

Ownership Information

Owner 1 Name: Melvin E Byrd
Owner 2 Name: Roivette Byrd
Mailing Address: 20945 Universal Ave, Eastpointe, MI 48021
Owner Type: Individual
Corporate Owned: No

Property Characteristics

Bedrooms: 4
Total Bathrooms: 1

Deal analysis

Recorded	Position	Amount	Type	Lender	Doc #
02/25/2025	First	$100,000	Unknown	A1 Bonds Llc	202500015458

Recorded	Position	Amount	Type	Lender	Doc #	Open
02/25/2025	First	$100,000	Unknown	A1 Bonds Llc	202500015458	Yes

Sale Date	Recorded	Amount	Document	Doc #	Arm's Length	Method	Buyer	Seller
06/11/2010	07/15/2010	$27,000	Warranty Deed	0082390	Yes	Cash Purchase	Melvin E Byrd, Roivette Byrd	Fast Cash For Homes Llc, Richmond Inger
06/03/2010	06/22/2010	$17,000	Deed	0074932	Yes	Cash Purchase	Fast Cash For Homes Llc	Shaun Donovan, Secretary Of Housing & Urban Development
10/19/2009	11/25/2009		Warranty Deed	9126123	No	Cash Purchase	The Secretary Of Housing & Urban Develop

Your maximum bid

$97,485

Walk away above this. Projected profit at the ceiling: $50,100 (30% of ARV).

Opening bid $8,822

Room to bid $88,663

Confidence: medium — ARV from a provider market estimate, not comps.

History-guided suggestion

$37,268

Under max by $60,217

≤ oracle maxBid

Co-pilot target using recorded auction history. Never above your maximum bid.

History sample

17156

Median sold

$3,900

p(redeem) prior

History n=17156: median sold $3,900 is well below oracle $97,485 — target ~82% of ceiling.

Your assumptions

After-repair value (ARV)

Override the derived estimate with real comps

Rehab budget

You cannot inspect before bidding — budget for the worst plausible condition

Known surviving liens

Municipal code enforcement, special assessments, federal tax liens

Target margin — 30%

Required profit as a share of ARV. 30% is a common floor for tax-sale flips.

How that number is built

Provider market estimate of $167,000. This is an as-is valuation, not an after-repair one — enter your own comparable-sales figure if the property needs work.

After-repair value: $167,000
Selling costs on exitassumed 8.0% of ARV — agent commission plus seller-side closing.: −$13,360
Rehabassumed No rehab budget entered — assumed $0. Tax-sale parcels are sold unseen and un-inspected; this is rarely correct.: −$0
Quiet title (required)assumed Midpoint of the typical MI range ($2,000–$4,000, ~9 months).: −$3,000
Deed recording and transferassumed Typical MI recording and deed issuance cost.: −$300
Holding costs (11 months)assumed Taxes, insurance, and securing the property at ~$251/month.: −$2,756
Surviving liensassumed Assumed $0 — not verified. Municipal code-enforcement liens, special assessments, and federal tax liens can survive the sale.: −$0
Target profit (30% of ARV): −$50,100
Maximum bid: $97,485

Before you bid

Rehab is assumed to be $0. You cannot inspect these properties before bidding — budget for the worst plausible condition.
Surviving liens assumed $0. Michigan's foreclosure judgment cuts off prior liens and the owner's interest, so title is comparatively clean — quiet title is often unnecessary.

20945 Universal Ave

Value

Mortgage & Debt

Last Sale

Opportunity

Ownership Information

Property Characteristics

20945 Universal Ave

Value

Mortgage & Debt

Last Sale

Opportunity

Ownership Information

Property Characteristics

Building Size

Land/Location Information

Legal Description

Tax Assessment Information

Last Non-Arm's Length Ownership Transfer

Recording Information

Buyer/Seller Information

Last Arm's Length Sale Information

Recording Information

Buyer/Seller Information

Distress Flags

Area

Fair Market Rents

Tax Assessment Information

Open Mortgages

Mortgage History

Sale History

County records

Macomb County rules

Historical comps

Verify before you bid